Instructions: Please answer the following questions:
What are FHA’s and VA’s roles in the mortgage market?
Explain what is meant by an amortizing mortgage.
 
Lara is buying a new home with a mortgage loan for $245,000.00 at 4.5 percent annual interest with a term of 30 years. What is the amount of the monthly payment necessary to amortize this debt?

250 word minimum, USE THE ATTACHED REFERENCES AS WELL AS OTHER REFERENCES to answer the questions, cite in APA.