week 1
Forums Question:

For
the Forums discussion this week: after reading the texbook reading
assignments for the week, how would you define employee compensation
& benefits? Describe the compensation & benefits you receive at
your organization and discuss which are the most important or valuable
to you.
.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric

Questions for Discussion:
Your initial post should be at least 250 words. Please respond to at
least 2 other students. Responses should be a minimum of 100 words and
include direct questions. Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 2In
understanding why employers offer benefits to employees, discuss the
effects government mandated benefits have on wages and profits. Is
government intervention a positive or negative issue for organizations?
Employees? Employers? What might wages and benefits look like if
government was taken out of the equation?

Questions for Discussion:
Post to the Forums by midnight Thursday and respond to at least 2
members of the class by midnight, Sunday of the week. Please provide a
minimum of three references or sources (not from Wikipedia or anonymous
sources) to support your ideas, arguments, and opinions; correspond with
at least 2 members of the class to discuss the weekly Forum subject.week 3Imagine
that you have just started a new job with an organization and during
the socialization process an HR benefits counselor has offered you two
types of retirement plans to choose from; a defined benefit plan or a
defined contribution plan. Which would you select? Why?

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric

Questions for Discussion:
Post to the Forums by midnight Thursday and respond to at least 2
members of the class by midnight, Sunday of the week. Please provide a
minimum of three references or sources (not from Wikipedia or anonymous
sources) to support your ideas, arguments, and opinions; correspond with
at least 2 members of the class to discuss the weekly Forum subject.week 4
How
important is obtaining health care insurance from your employer? Do you
have access to health care insurance from your present employer? What
do you suppose the future of health care insurance looks like from
an employers perspective? From an employee’s perspective? Are you
optimistic or pessimistic about the future of health care insurance?
Explain.

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric

Questions for Discussion: Your
initial post should be at least 250 words. Please respond to at least 2
other students. Responses should be a minimum of 100 words and include
direct questions.Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 5
From
your readings and research this week it should be apparent that many
feel the future of Social Security is at risk. What are your thoughts
about the future of Social Security? Should it be saved? Should future
participants be allowed to invest SSN payments into the equities
markets? Should the age to receive benefits be raised? Explain your
answers.

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric

Questions for Discussion: Your
initial post should be at least 250 words. Please respond to at least 2
other students. Responses should be a minimum of 100 words and include
direct questions.Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 6Many
organizations award sick time and vacation based upon seniority with
the company. Would you support these allocations of time off based on
performance rather than time served with the organization? Explain and
support your answer.

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric

Questions for Discussion: Your
initial post should be at least 250 words. Please respond to at least 2
other students. Responses should be a minimum of 100 words and include
direct questions.Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 7
Based
upon your research what are your thoughts about how employee benefits,
vacation, sick leave, and other compensation & benefits might differ
around the world? What is the basis for your answers?

Questions for Discussion:Your initial post should be at least 250 words. Responses should be a minimum of 100 words and include direct questions.Post
to the Forums by midnight Thursday and respond to at least 2 members of
the class by midnight, Sunday of the week. Please provide a minimum of
three references or sources (not from Wikipedia or anonymous sources) to
support your ideas, arguments, and opinionsweek 8
Assume
your organization is expanding and wants to open a sales office
overseas. What factors would affect compensation & benefits. What
issues might be of specific concern?

Questions for Discussion:Your initial post should be at least 250 words. Responses should be a minimum of 100 words and include direct questions.Post
to the Forums by midnight Thursday and respond to at least 2 members of
the class by midnight, Sunday of the week. Please provide a minimum of
three references or sources (not from Wikipedia or anonymous sources) to
support your ideas, arguments, and opinions.quizesquizesQuestion 1 of 10
10.0/
10.0 Points
Examples of specific employee benefits include:
A.Paid
vacation and medical insurance coverage.
B.Tuition
reimbursement
C.Both
of the above
Feedback: !
Question 2 of 10
10.0/
10.0 Points
Core compensation refers to?
A.Bonuses

B.Incentive
pay
C.Base
pay
Feedback: ! Good work!
Question 3 of 10
10.0/
10.0 Points
The Social Security laws were enacted when?
A.1964
B.1935
C.1950
Feedback: ! Good work!
Question 4 of 10
10.0/
10.0 Points
The term “Distributive Justice” is percieved
fairness of…
A….processes

B….the
interpersonal treatment people receive from others.
C….how rewards are distributed.

Feedback: ! Great job!
Question 5 of 10
10.0/
10.0 Points
Why might employers offer benefits in their compensation
packages?
A.To recruit certain types of
workers.
B.To
incur excess costs to the organization.
C.To
increase employer satisfaction.
Feedback: ! Good work!
Question 6 of 10
10.0/
10.0 Points
The Family and Medical Leave Act requires that eligible
employers provide certain employees with up to how many weeks of leave?
A.8
weeks or two months
B.12 Weeks
C.18
weeks
Feedback: !
Question 7 of 10
10.0/
10.0 Points
Congress enacted the National Labor Relations Act in what
year?
A.1935
B.1956
C.1964
Feedback: ! Good work!
Question 8 of 10
10.0/
10.0 Points
The Worker Adjustment and
Retraining Notification (WARN) Act generally requires that
management give at least how many days advance notice of a plant closing or
mass layoff?
A.Thirty
days (30)
B.Ninety
days (90)
C.Sixty days (60)
Feedback: !
Question 9 of 10
0.0/
10.0 Points
The Employee Retirement Income Security Act of 1974 (ERISA)
was established to regulate the establishment and implementation of…
In A.Retirement
defined benefit plans.
B.Discretionary
benefits practices.
C.Direct
backfill rtirement programs.
Feedback: See page 75 from the text.
Question 10 of 10
10.0/
10.0 Points
What protects against the loss of vested pension benefits
when plans fail?
A.Termination insurance
B.Pension
plan insurance
C.Social
security insurance Question 1 of 10
10.0/
10.0 Points
The first pension plan in the United States was established
in what year?
A. 1865

B. 1759

C. 1964

D. 1776

Feedback: Correct!
Question 2 of 10
10.0/
10.0 Points
According to the text what percent of workers
employed in the private sector participated in at least one
company-sponsored retirement plan in 2006?
A.55%
B.19%
C.50%
D.75%
Feedback: Correct! Good work.
Question 3 of 10
10.0/
10.0 Points
In accordance with the text, the second reason for changes
away from participation in defined benefit plans to defined contribution plans
is?
A.The
decline of qualified workers.
B.Technology
and computer based operations.
C.Defined
contribution plans are quite costly to
employers compared to defined benefit plans.
D.Defined benefit plans are quite
costly to
employers compared to defined contribution plans
Feedback: Best answer!
Question 4 of 10
10.0/
10.0 Points
Pay, health-care benefits and other benefits such as 401(k)
plans can all make up what type of package? A.A
total compensation package.
B.A
retention package
C.A
recruiting package.
D.A
bonus package.
Feedback: Correct!
Question 5 of 10
10.0/
10.0 Points
The term Vesting refers to?
A.A
Union classification system. B.An employees nonforfeitable
rights to
pension benefits.
C.The
rate at which participants accumulate
(or earn) benefits.
D.All
of the above.
Feedback: Correct! Good answer.
Question 6 of 10
10.0/
10.0 Points
What type of retirement plan provides benefits usually
expressed in terms of a monthly sum equal to a percentage of a participants
preretirement pay multiplied by the number of years he or she has worked for
the employer?
A.A
dedicated retirement plan.
B.A
defined contribution plan.
C.An
employee’s 401k retirement plan.
D.A
defined benefit plan.
Feedback: Correct!
Question 7 of 10
10.0/
10.0 Points
What type of plan allows employers and employees to make
annual contributions to separate accounts established for each articipating
employee, based on a formula contained in the plan document?
A.A
defined contribution plan.
B.A
defined benefit plan.
C.Individual
retirement account (IRA) plan.
D.Roth
IRA plans.
Feedback: Correct!
Question 8 of 10
10.0/
10.0 Points
When the government regulates the health care system and
uses taxpayer dollars to fund health care this system is known as?
A.Multi
payer system of health care.
Correct B.Single
payer system of health care.
C.Government
sponsored health care system.
D.Universal
health care system.
Feedback: Correct!
Question 9 of 10
10.0/
10.0 Points
Congress enacted the Employee Retirement Income Security Act
in what year?
A.1964
B.1865
C.1935
Correct D.1974

Feedback: Correct!
Question 10 of 10
10.0/
10.0 Points
What type of tables are created by actuaries to express
annual probabilities of the ccurrence of health problems?
A.Macro
tables.
B.Mortality
tables.
C.Morbidity
tables.
D.Maintenance
tables.Question 1 of 10
10.0/
10.0 Points
What is disability insurance?
A.Insurance that replaces income
for employees who become unable to work on a regular basis because of an illness
or injury.
B.Insurance
that pays for helth care resultant from an injury.
C.Insurance
that pays the beneficiary a death benefit.
D.Insurance
that covers an employee against job loss.
Question 2 of 10
10.0/
10.0 Points
Short-term disability insurance, provides benefits for
limited periods of time, usually less than how many months?
A.Nine
months.
B.12
months.
C.Six months.
D.Eighteen
months.
Feedback: !
Question 3 of 10
10.0/
10.0 Points
Long-term disability insurance, provides benefits for
extended periods of time anywhere between six months and life.
A. True
B. False
Feedback: !
Question 4 of 10
10.0/
10.0 Points
The Occupational Safety and Health Act (OSHA) was passed in
the early 1870s.
A. True
B. False
Feedback: !
Question 5 of 10
10.0/
10.0 Points
What is the name of the 1990 amendment to the ADEA that
generally bans the termination of an employees long-term disability benefits
for active employees based on age?
A.The
Privacy Act of 1974.
B.The
FICA Act of 1964.
C.The
EEOC Act of 1990.
D.The Older Workers Benefit
Protection Act (OWBPA).
Feedback: !
Question 6 of 10
10.0/
10.0 Points
Employer-sponsored life insurance protects family members by
paying a specified amount to an employees beneficiaries upon the employees
death.
A. True
B. False
Feedback: !
Question 7 of 10
10.0/
10.0 Points
The Social Security Act was passed in what year?
A.1935
B.1965
C.1870
D.1964
Feedback: !
Question 8 of 10
0.0/
10.0 Points
Unemployment Insurance provides annual income to individuals
who become unemployed through no fault of their own.
In
A. True
B. False
Feedback: In. See page 212 from the text
Question 9 of 10
10.0/
10.0 Points
Most states impose a waiting period of how long before
paying unemployment benefits?
A.Usually
one month following submission of a claim.
B.Usually
two weeks following submission of a claim.
C.Usually one week following
submission of a claim.
D.Usually
90 days following submission of a claim.
Feedback: !
Question 10 of 10
10.0/
10.0 Points
How are unemployment benefits financed?
A.Unemployment
insurance benefits are financed by employee income taxes.
B.Unemployment
insurance benefits are financed by so called “sin” taxes by
individuals.
C.Unemployment insurance benefits
are financed by federal and, sometimes, state taxes levied on employers.
D.Unemployment
insurance benefits are financed by a national unemployment tax.assignmentsAssignment Instructions
Instructions:Consider
all of the information both internal and external an organization must
consider when developing and planning an employee benefits plan. What
information is the most important to this planning process? Which might
be the least important consideration? Conduct research into this problem
and cite your reasoning.

Submission Instructions:
IMPORTANT!!

Submit your work as an MS WORD ATTACHMENT in either a .doc, .docx, or .rtf format.

Please support your ideas, arguments, and opinions with independent research, include at least three (3) supporting references or sources
(NOT Wikipedia, unknown, or anonymous sources), format your work in
proper APA format, include a cover page, minimum of 3 FULL pages of
written content, double space all work, include a reference section, and
cite all listed references properly in text in accordance with the 6th
edition of the APA manual, chapters 6 & 7.

Reminder:
Late submissions will be reduced by one full letter grade for each day
the assignment is submitted late. Assignments submitted after the 3rd
day late without an approved extension before the assignment due date
will receive a zero
assnm 2Assignment Instructions
Instructions:This
week you are required to conduct research into the different types of
insurance programs that might be available in an organizations
compensation & benefits package. Please define and discuss the
advantages of term life insurance, universal whole life insurance,
accidental death & dismemberment, and long and short term disability
insurance.

Submission Instructions:

IMPORTANT!! Submit your work as an MS WORD ATTACHMENT in either a .doc, .docx, or .rtf format.

Please support your ideas, arguments, and opinions with independent research, include at least three (3) supporting references or sources
(NOT Wikipedia, unknown, or anonymous sources), format your work in
proper APA format, include a cover page, minimum of 3 FULL pages of
written content, double space all work, include a reference section, and
cite all listed references properly in text in accordance with the 6th
edition of the APA manual, chapters 6 & 7.

Reminder:
Late submissions will be reduced by one full letter grade for each day
the assignment is submitted late. Assignments submitted after the 3rd
day late without an approved extension before the assignment due date
will receive a zerofinalAssignment Instructions
Instructions:A
Compensation package can include salary, bonuses, health care plans,
and a variety of other types of compensation. Envision an organization
of your choice and develop a mission statement that defines what type of
organization you choose (manufacturing, retail, sales, etc.) Based on
research you conduct into the type of organization you have selected,
create a compensation package for three classes of employees found
below.

1. Initial entry employees
2. Middle management
3. Senior management

Your compensation package should include at a minimum, salary, bonuses,
health care, retirement plans (defined benefit – defined contribution,
etc.), and paid time off (PTO), (Vacation, sick leave, holidays, etc.)

Submission Instructions:
IMPORTANT!!

Submit your work as an MS WORD ATTACHMENT in either a .doc, .docx, or .rtf format.

Please support your ideas, arguments, and opinions with independent research, include at least three (3) supporting references or sources
(NOT Wikipedia, unknown, or anonymous sources), format your work in
proper APA format, include a cover page, minimum of 5 FULL pages of
written content, double space all work, include a reference section, and
cite all listed references properly in text in accordance with the 6th
edition of the APA manual, chapters 6 & 7.

Reminder:
Late submissions will be reduced by one full letter grade for each day
the assignment is submitted late. Assignments submitted after the 3rd
day late without an approved extension before the assignment due date
will receive a zero Provide any additional submission directions as
well.
Forums Question:
For
the Forums discussion this week: after reading the texbook reading
assignments for the week, how would you define employee compensation
& benefits? Describe the compensation & benefits you receive at
your organization and discuss which are the most important or valuable
to you.
Questions for Discussion:
Your initial post should be at least 250 words. Please respond to at
least 2 other students. Responses should be a minimum of 100 words and
include direct questions. Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 2In
understanding why employers offer benefits to employees, discuss the
effects government mandated benefits have on wages and profits. Is
government intervention a positive or negative issue for organizations?
Employees? Employers? What might wages and benefits look like if
government was taken out of the equation?
How
important is obtaining health care insurance from your employer? Do you
have access to health care insurance from your present employer? What
do you suppose the future of health care insurance looks like from
an employers perspective? From an employee’s perspective? Are you
optimistic or pessimistic about the future of health care insurance?
Explain.

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric
Questions for Discussion: Your
initial post should be at least 250 words. Please respond to at least 2
other students. Responses should be a minimum of 100 words and include
direct questions.Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 5
From
your readings and research this week it should be apparent that many
feel the future of Social Security is at risk. What are your thoughts
about the future of Social Security? Should it be saved? Should future
participants be allowed to invest SSN payments into the equities
markets? Should the age to receive benefits be raised? Explain your
answers.

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric
Questions for Discussion: Your
initial post should be at least 250 words. Please respond to at least 2
other students. Responses should be a minimum of 100 words and include
direct questions.Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 6Many
organizations award sick time and vacation based upon seniority with
the company. Would you support these allocations of time off based on
performance rather than time served with the organization? Explain and
support your answer.

.apus.edu/access/content/group/management-common/Dr%20Daniel%20Hladky/Rubrics/Undergraduate%20Discussion%20Board%20Grading%20Rubric%201.2014.docx”>Link to Rubric
Questions for Discussion: Your
initial post should be at least 250 words. Please respond to at least 2
other students. Responses should be a minimum of 100 words and include
direct questions.Post to the Forums by midnight Thursday and
respond to at least 2 members of the class by midnight, Sunday of the
week. Please provide a minimum of three references or sources (not from
Wikipedia or anonymous sources) to support your ideas, arguments, and
opinions; correspond with at least 2 members of the class to discuss the
weekly Forum subject.week 7
Based
upon your research what are your thoughts about how employee benefits,
vacation, sick leave, and other compensation & benefits might differ
around the world? What is the basis for your answers?

Assume
your organization is expanding and wants to open a sales office
overseas. What factors would affect compensation & benefits. What
issues might be of specific concern?

quizesquizesQuestion 1 of 10 10.0/
10.0 PointsExamples of specific employee benefits include: A.Paid
vacation and medical insurance coverage. B.Tuition
reimbursement C.Both
of the aboveFeedback: !Question 2 of 10 10.0/
10.0 PointsCore compensation refers to? A.Bonuses
B.Incentive
pay C.Base
payFeedback: ! Good work!Question 3 of 10 10.0/
10.0 PointsThe Social Security laws were enacted when? A.1964 B.1935 C.1950Feedback: ! Good work!Question 4 of 10 10.0/
10.0 PointsThe term “Distributive Justice” is percieved
fairness of… A….processes
B….the
interpersonal treatment people receive from others. C….how rewards are distributed.
Feedback: ! Great job!Question 5 of 10 10.0/
10.0 PointsWhy might employers offer benefits in their compensation
packages? A.To recruit certain types of
workers. B.To
incur excess costs to the organization. C.To
increase employer satisfaction.Feedback: ! Good work!Question 6 of 10 10.0/
10.0 PointsThe Family and Medical Leave Act requires that eligible
employers provide certain employees with up to how many weeks of leave? A.8
weeks or two months B.12 Weeks C.18
weeksFeedback: !Question 7 of 10 10.0/
10.0 PointsCongress enacted the National Labor Relations Act in what
year? A.1935 B.1956 C.1964Feedback: ! Good work!Question 8 of 10 10.0/
10.0 PointsThe Worker Adjustment andRetraining Notification (WARN) Act generally requires that
management give at least how many days advance notice of a plant closing or
mass layoff? A.Thirty
days (30) B.Ninety
days (90) C.Sixty days (60)Feedback: !Question 9 of 10 0.0/
10.0 PointsThe Employee Retirement Income Security Act of 1974 (ERISA)
was established to regulate the establishment and implementation of…In A.Retirement
defined benefit plans. B.Discretionary
benefits practices. C.Direct
backfill rtirement programs.Feedback: See page 75 from the text.Question 10 of 10 10.0/
10.0 PointsWhat protects against the loss of vested pension benefits
when plans fail? A.Termination insurance B.Pension
plan insurance C.Social
security insurance Question 1 of 10 10.0/
10.0 PointsThe first pension plan in the United States was established
in what year? A. 1865
B. 1759
C. 1964
D. 1776
Feedback: Correct!Question 2 of 10 10.0/
10.0 PointsAccording to the text what percent of workersemployed in the private sector participated in at least one
company-sponsored retirement plan in 2006? A.55% B.19% C.50% D.75%Feedback: Correct! Good work.Question 3 of 10 10.0/
10.0 PointsIn accordance with the text, the second reason for changes
away from participation in defined benefit plans to defined contribution plans
is? A.The
decline of qualified workers. B.Technology
and computer based operations. C.Defined
contribution plans are quite costly toemployers compared to defined benefit plans. D.Defined benefit plans are quite
costly toemployers compared to defined contribution plansFeedback: Best answer!Question 4 of 10 10.0/
10.0 PointsPay, health-care benefits and other benefits such as 401(k)
plans can all make up what type of package? A.A
total compensation package. B.A
retention package C.A
recruiting package. D.A
bonus package.Feedback: Correct!Question 5 of 10 10.0/
10.0 PointsThe term Vesting refers to? A.A
Union classification system. B.An employees nonforfeitable
rights topension benefits. C.The
rate at which participants accumulate(or earn) benefits. D.All
of the above.Feedback: Correct! Good answer.Question 6 of 10 10.0/
10.0 PointsWhat type of retirement plan provides benefits usually
expressed in terms of a monthly sum equal to a percentage of a participants
preretirement pay multiplied by the number of years he or she has worked for
the employer? A.A
dedicated retirement plan. B.A
defined contribution plan. C.An
employee’s 401k retirement plan. D.A
defined benefit plan.Feedback: Correct!Question 7 of 10 10.0/
10.0 PointsWhat type of plan allows employers and employees to make
annual contributions to separate accounts established for each articipating
employee, based on a formula contained in the plan document? A.A
defined contribution plan. B.A
defined benefit plan. C.Individual
retirement account (IRA) plan. D.Roth
IRA plans.Feedback: Correct!Question 8 of 10 10.0/
10.0 PointsWhen the government regulates the health care system and
uses taxpayer dollars to fund health care this system is known as? A.Multi
payer system of health care.Correct B.Single
payer system of health care. C.Government
sponsored health care system. D.Universal
health care system.Feedback: Correct!Question 9 of 10 10.0/
10.0 PointsCongress enacted the Employee Retirement Income Security Act
in what year? A.1964 B.1865 C.1935Correct D.1974
Feedback: Correct!Question 10 of 10 10.0/
10.0 PointsWhat type of tables are created by actuaries to express
annual probabilities of the ccurrence of health problems? A.Macro
tables. B.Mortality
tables. C.Morbidity
tables. D.Maintenance
tables.Question 1 of 10 10.0/
10.0 PointsWhat is disability insurance? A.Insurance that replaces income
for employees who become unable to work on a regular basis because of an illness
or injury. B.Insurance
that pays for helth care resultant from an injury. C.Insurance
that pays the beneficiary a death benefit. D.Insurance
that covers an employee against job loss.Question 2 of 10 10.0/
10.0 PointsShort-term disability insurance, provides benefits for
limited periods of time, usually less than how many months? A.Nine
months. B.12
months. C.Six months. D.Eighteen
months.Feedback: !Question 3 of 10 10.0/
10.0 PointsLong-term disability insurance, provides benefits for
extended periods of time anywhere between six months and life.A. TrueB. FalseFeedback: !Question 4 of 10 10.0/
10.0 PointsThe Occupational Safety and Health Act (OSHA) was passed in
the early 1870s.A. TrueB. FalseFeedback: !Question 5 of 10 10.0/
10.0 PointsWhat is the name of the 1990 amendment to the ADEA that
generally bans the termination of an employees long-term disability benefitsfor active employees based on age? A.The
Privacy Act of 1974. B.The
FICA Act of 1964. C.The
EEOC Act of 1990. D.The Older Workers Benefit
Protection Act (OWBPA).Feedback: !Question 6 of 10 10.0/
10.0 PointsEmployer-sponsored life insurance protects family members by
paying a specified amount to an employees beneficiaries upon the employees
death.A. TrueB. FalseFeedback: !Question 7 of 10 10.0/
10.0 PointsThe Social Security Act was passed in what year? A.1935 B.1965 C.1870 D.1964Feedback: !Question 8 of 10 0.0/
10.0 PointsUnemployment Insurance provides annual income to individuals
who become unemployed through no fault of their own.InA. TrueB. FalseFeedback: In. See page 212 from the textQuestion 9 of 10 10.0/
10.0 PointsMost states impose a waiting period of how long before
paying unemployment benefits? A.Usually
one month following submission of a claim. B.Usually
two weeks following submission of a claim. C.Usually one week following
submission of a claim. D.Usually
90 days following submission of a claim.Feedback: !Question 10 of 10 10.0/
10.0 PointsHow are unemployment benefits financed? A.Unemployment
insurance benefits are financed by employee income taxes. B.Unemployment
insurance benefits are financed by so called “sin” taxes by
individuals. C.Unemployment insurance benefits
are financed by federal and, sometimes, state taxes levied on employers. D.Unemployment
insurance benefits are financed by a national unemployment tax.assignments
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