Institutional investors manage money for businesses and
nonprofit organizations, but not for individuals.

True
False
Points Received: 1 of 1
Comments:

Question 2. Question
:
A collection of securities designed to meet an investment
goal is called a portfolio.

True
False
Points Received: 1 of 1
Comments:

Question 3. Question
:
Almost half of Americans own stock or stock mutual funds.

True
False
Points Received: 1 of 1
Comments:

Question 4. Question
:
Which of the following economic conditions is most difficult
to identify:

recovery
expansion
recession
change in direction
Points Received: 1 of 1
Comments:

Question 5. Question
:
You should spend money on housing, clothing and basic
insurance before investing.

True
False
Points Received: 1 of 1
Comments:

Question 6. Question
:
Some foreign investments may provide higher returns or lower
risk than purely domestic investments.

True
False
Points Received: 1 of 1
Comments:

Question 7. Question
:
The value of a derivative security is based on the value of
an underlying security.

True
False
Points Received: 1 of 1
Comments:

Question 8. Question
:
The periodic payment that a corporation pays to its
shareholders from net earnings is called a capital gain.

True
False
Points Received: 1 of 1
Comments:

Question 9. Question
:
Which one of the following has the lowest level of risk?

commercial paper
money market mutual fund account
banker’s acceptance
U.S. Treasury bill
Points Received: 1 of 1
Comments:

Question 10. Question
:
Retirement plans, such as a 401(k), allow employees to defer
taxes on the plan contributions until such time as the funds are withdrawn from
the retirement plan.

True
False
Points Received: 1 of 1
Comments:

Question 11. Question
:
Common stock is a type of debt instrument.

True
False
Points Received: 1 of 1
Comments:

Question 12. Question
:
In the financial markets, individuals are net suppliers of
funds.

True
False
Points Received: 1 of 1
Comments:

Question 13. Question
:
Which one of the following would be the LEAST liquid
investment?

stock
series EE bond
money market mutual fund
real estate
Points Received: 1 of 1
Comments:

Question 14. Question
:
As the number of investments in a portfolio increases, the
risk of the portfolio ________

increases.
decreases.
stays the same.
is eliminated.
Points Received: 1 of 1
Comments:

Question 15. Question
:
Under current tax law, dividend income is taxed at the same
rate as

ordinary income.
short-term capital gains.
long-term capital gains.
interest income.
Points Received: 1 of 1
Comments:

Question 16. Question
:
In selecting investments consistent with your goals, you
should consider

rates of return and taxes only.
the pre-tax rate of return only.
annual dividends and taxes only.
risks, returns, and taxes.
Points Received: 1 of 1
Comments:

Question 17. Question
:
On a net basis, funds in the financial markets are generally
supplied by

individuals.
both individuals and business firms.
business firms.
the government.
Points Received: 1 of 1
Comments:

Question 18. Question
:
Bonds represent a higher level of risk than do stocks in the
same company.

True
False
Points Received: 1 of 1
Comments:

Question 19. Question
:
Retirees seeking income prefer

growth-oriented common stock and certificates
of deposit.
growth-oriented common stock and preferred
stock.
preferred stock and options.
government bonds and low-risk income stocks.
Points Received: 0 of 1
Comments:

Question 20. Question
:
Growth oriented investments and speculative vehicles are
preferred by

young investors.
middle-aged investors.
retired investors.
any age investor who prefers low risk.
Points Received: 0 of 1
Comments:

* Times are displayed
in (GMT-10:00) Hawaii Institutional investors manage money for businesses and
nonprofit organizations, but not for individuals. True False Points Received: 1 of 1 Comments: Question 2. Question
: A collection of securities designed to meet an investment
goal is called a portfolio. True False Points Received: 1 of 1 Comments: Question 3. Question
: Almost half of Americans own stock or stock mutual funds. True False Points Received: 1 of 1 Comments: Question 4. Question
: Which of the following economic conditions is most difficult
to identify: recovery expansion recession change in direction Points Received: 1 of 1 Comments: Question 5. Question
: You should spend money on housing, clothing and basic
insurance before investing. True False Points Received: 1 of 1 Comments: Question 6. Question
: Some foreign investments may provide higher returns or lower
risk than purely domestic investments. True False Points Received: 1 of 1 Comments: Question 7. Question
: The value of a derivative security is based on the value of
an underlying security. True False Points Received: 1 of 1 Comments: Question 8. Question
: The periodic payment that a corporation pays to its
shareholders from net earnings is called a capital gain. True False Points Received: 1 of 1 Comments: Question 9. Question
: Which one of the following has the lowest level of risk? commercial paper money market mutual fund account banker’s acceptance U.S. Treasury bill Points Received: 1 of 1 Comments: Question 10. Question
: Retirement plans, such as a 401(k), allow employees to defer
taxes on the plan contributions until such time as the funds are withdrawn from
the retirement plan. True False Points Received: 1 of 1 Comments: Question 11. Question
: Common stock is a type of debt instrument. True False Points Received: 1 of 1 Comments: Question 12. Question
: In the financial markets, individuals are net suppliers of
funds. True False Points Received: 1 of 1 Comments: Question 13. Question
: Which one of the following would be the LEAST liquid
investment? stock series EE bond money market mutual fund real estate Points Received: 1 of 1 Comments: Question 14. Question
: As the number of investments in a portfolio increases, the
risk of the portfolio ________ increases. decreases. stays the same. is eliminated. Points Received: 1 of 1 Comments: Question 15. Question
: Under current tax law, dividend income is taxed at the same
rate as ordinary income. short-term capital gains. long-term capital gains. interest income. Points Received: 1 of 1 Comments: Question 16. Question
: In selecting investments consistent with your goals, you
should consider rates of return and taxes only. the pre-tax rate of return only. annual dividends and taxes only. risks, returns, and taxes. Points Received: 1 of 1 Comments: Question 17. Question
: On a net basis, funds in the financial markets are generally
supplied by individuals. both individuals and business firms. business firms. the government. Points Received: 1 of 1 Comments: Question 18. Question
: Bonds represent a higher level of risk than do stocks in the
same company. True False Points Received: 1 of 1 Comments: Question 19. Question
: Retirees seeking income prefer growth-oriented common stock and certificates
of deposit. growth-oriented common stock and preferred
stock. preferred stock and options. government bonds and low-risk income stocks. Points Received: 0 of 1 Comments: Question 20. Question
: Growth oriented investments and speculative vehicles are
preferred by young investors. middle-aged investors. retired investors. any age investor who prefers low risk. Points Received: 0 of 1 Comments: * Times are displayed
in (GMT-10:00) Hawaii