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Secondary Mortgage Market & Subprime Financial Effects Discussion Post

1st Discussion: Subprime Financial Effects
If you have followed the news at all over the last few years, you know that much of the financial mess from 2008 forward started with the subprime mortgage market. After covering the material in our text dealing with real estate finance, do you feel you have a better understanding of what has gone on? What are your thoughts about the situation during the years just after 2008 as well as the lasting effects of the subprime mortgage crisis?
2nd Discussion: Secondary Mortgage Market
We can argue about the benefits of the secondary mortgage market for lenders; however, has this advance been beneficial to the individual borrower? Explain.